• How We Help Life and Pensions Companies
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  • Source and Manage High-Quality Data

    We offer access to one of the largest and highest-quality investment databases in the world with the full portfolio holdings that help identify risk. Life and pensions companies turn to us to outsource their data management, which we streamline through our expertise in data collection, distribution and custom reporting. We support firms with data feeds that can combine Morningstar investment information with their proprietary content. We also make Morningstar and third-party content available through our software and online tools for analysis.

  • Strengthen Product Platforms

    We help life and pensions companies position their products and better explain how they may fit within a client’s long-term financial goals. Unlike other providers, we can bring together our data, risk profiles, leading asset allocation services, intuitive online tools and independent research as one seamless offering to enhance life and pensions platforms. Advisers and individual investors recognise Morningstar as an integral part of their planning and investment process. We understand that advisers value both dependable research and an independent viewpoint.

  • Adapt for Regulatory Changes

    Life and pensions companies outsource key investment functions to Morningstar to respond to ever-changing regulatory requirements. We are a source of quality data for transparent pricing and Solvency II requirements. Our full portfolio holdings data helps reveal the risk associated with underlying securities in wraps, providing look-through capabilities for both individual funds and portfolios to determine overall exposure. Life and pensions companies leverage our consulting services to meet governance obligations and subadvisory services to offer suitable investments for the growing auto-enrolment market. We also host industry events addressing topics relevant to the global financial marketplace.

  • Optimise Fund Panels

    Our consultants apply their industry and investment knowledge to create and enhance bespoke fund panels for adviser networks and platforms. We draw on the insights we have gained through years of serving advisers to help life and pensions companies align their products, external fund links and platforms with adviser needs. We also provide governance of fund panels backed by our industry-leading fund research. We understand why funds are added to or removed from adviser network fund panels, and we apply this information to help life and pensions companies build targeted offerings.

  • Build Differentiated Portfolios

    Our investment management group can create a variety of products, including target-date and target-risk funds tailored to a life and pension company’s investment style to help differentiate its services. We offer specalised investment consulting services ranging from fully outsourced investment management to subadvisory services, including model portfolios, select lists and assistance with guided architecture. Our proprietary research and methodologies support our services, allowing our consultants to advise on issues such as risk tolerance and capacity for loss, the impact of human capital and the use of guarantees.

  • Monitor Portfolios

    Life and pensions companies reinforce their due diligence and governance efforts with assistance from Morningstar’s consultants based on their deep understanding of each fund’s investment process. They also use our investment data, underlying fund ratings and research to monitor portfolios. Life and pensions companies with internal investment teams can adjust portfolios with help from our investment research software for testing asset allocations, managing risk and conducting performance attribution analyses.

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